![]() ![]() Check regularly to make sure you’re getting a good deal on your speed (bandwidth) and download capacity – you might be stuck on an old legacy plan and switching over to a new one could net you a speed boost or a cheaper deal. Internet plans change often because of the ongoing rollout of the NBN to different areas and technology upgrades. Like we mentioned for insurance above, you could also call up your current provider and negotiate price matches and retention offers for staying. Sadly, brand loyalty doesn’t pay in most cases. Plenty of providers offer new customer sign up bonuses for their first 6-12 months. With the cost of living rising faster than the temperature gauge at the moment, you should shop around to find the best offers on utilities like power, gas and home internet. Check out this season’s hottest new offers More often than not they’ll offer you a discount to retain your business. Want to stay with your current provider? Call them and let them know (nicely) that you’re considering other offers anyway. You could potentially save by switching or even grouping your policies. ![]() Work out what you’re paying for each and get researching to see if you can find better value for money. So put a spring in your step by making a list of your insurance policies. Companies love when their customers are too busy (or complacent) to bother checking if they’re overpaying for the same or similar products compared to current competitor offers on the market. What’s the lazy tax? Well, think about it like this: the squeaky wheel gets grease – but the lazy wheel gets fleeced. While it’s absolutely essential, it’s also worth checking those nets once in a while to make sure you’re not getting trapped by the “lazy tax”. It’s the safety net that nobody likes paying for. Dust off your insurance policyĪh, insurance. If you turn on the Lock Saver Feature you will need to provide us with 32 days’ advance notice before you can access your funds. If you need a little extra help to save your savings from yourself, you can even set up our Lock Saver feature to rid yourself of temptation to dip in. A few extra percentage points can make a big difference over time – especially if you are saving for a major purchase like a house. You can earn our high Bonus Interest rate when you meet monthly criteria. When it comes to saving, look at moving your money into a high interest savings account like our Boost Saver linked to a Virgin Money Go Account. If you have a Virgin Money Credit Card you can earn a slew of rewards and benefits with Virgin Money Rewards while you shop, which you can then convert to proper perks like supermarket vouchers and other goodies. We all need to cough up hard earned dosh but it’s the way we spend that makes a difference. There’s more to saving and spending than just “do more of one and less of the other”. Keep your eyes peeled for subscriptions to stuff you forgot you had, a reliance on meal delivery instead of home cooking or any familiar patterns of impulse spending. If you’re feeling like your budget is worn a bit thin every month – much like those sneakers with a hole in the sole – it’s best to give excess spending the boot.Īsk yourself, where’s your money going each month? It’s near impossible to keep track of spending without laying it out bare in front of you and looking for budget clutter in your transaction history. It’s oh so easy to let ongoing expenses pile up like pairs of worn-out shoes shoved away in a closet. So, here are our top seven tips for giving your back pocket a spring clean! 1. It’s spring-cleaning time, right? Sadly, our bank accounts rarely get the same light cast over them – but they’re no less in need of a diligent spruce up. Dull, overcast skies give way to rays of sunshine flooding through our windows – revealing each and every speck of dust that’s settled over winter. There's nothing quite so life giving as that first whiff of spring flowers blooming.
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